Terms of Use and Acceptable Use Policy

1. Scope of the Service Provider and the policy

The operator of the service is Immunity Invest Holdings Plc. (abbreviated name: Immunity Invest Holdings Plc.; company registration number: 01-10-047725; tax number: 24310334-1-43; community tax number: HU24310334; hereinafter: "Service Provider").

Full and abbreviated name of the company in a foreign language: Immunity Invest Holdings Plc. " Zrt. " is the abbreviation of the Hungarian legal form, and " Plc. " is part of the official company name in a foreign language.

The Policy applies to the AIOS Business website, application, AI models, digital collaborators, file processing, integrations, automations and all related features (collectively, the “Service”). The registrant accepts it in his own name or as an authorized representative of the represented company.

2. Acceptance, registration and provability

To complete the registration, the User must accept these conditions with a separate check box and must separately acknowledge the obligation to check the AI outputs. The Service Provider records the version of the accepted policy and the date of acceptance for the account. The checkboxes are unchecked by default. Without acceptance, an account and workspace cannot be created.

For a corporate account, the registrant declares that he is entitled to represent the organization and invite members. Account information must be true, accurate and up-to-date. The User is responsible for the security of the access data and the activities carried out under the account.

3. Age Limit and Eligibility

• Persons under the age of 13 may not use the Service.
• If a higher digital age or contract age applies in the User's country, the higher age must be observed.
• Under the age of 18, the permission of a parent or legal representative is required; some provider models or high-risk features may be restricted to minors.
• You cannot register if you are not authorized to enter into a binding contract, are subject to a sanction or legal ban, or whose previous account has been terminated due to serious or repeated violations.

4. Nature of Service and AI Output

The User uses the website, all its menu items, AI module, digital assistant, integration and automation at his own risk. The User is responsible for using the given function safely and legally for his own purposes, in his environment and under his jurisdiction, as well as for performing the necessary human control.

The Service uses artificial intelligence. The output is produced on a probabilistic basis, therefore it is not guaranteed that it is accurate, complete, current, unbiased, safe, legal, lawful or suitable for the User's purpose. AI does not always verify facts or sources and may provide non-existent facts, references or legislation. Another user can get a similar output for the same or similar input.

The output cannot be considered the Service Provider's position, promise, certificate or authentic description of reality. In particular, the User is obliged to check the names, numbers, dates, calculations, quotations, sources, legislation and professional conclusions from an independent, reliable source.

5. Professional and high impact uses

AIOS Business provides decision-making and administrative assistance, but is not a substitute for a lawyer, doctor, pharmacist, accountant, tax advisor, investment advisor, engineer or other licensed professional. Prior to legal, health, financial, tax, accounting, employment, insurance, credit or other professional use, a substantive review by a suitably qualified person is mandatory.

It is prohibited to make or automate a decision based solely on AI output that significantly affects the rights, livelihood or basic opportunities of a natural person, including in particular employment, credit, housing, insurance, education, health care, official or legal matters. In such a case, adequate information, legal data management and actual human decision are required.

6. Special rules of the Legal Assistant

7. Inputs, Files, Personal Information and Trade Secrets

The User may only upload text, data, images, sound, video, code, documents or other content for which he has the appropriate right and legal basis to use. You may not upload personal data, health or other special data, attorney secrets, business secrets, copyrighted or confidential material without authorization.

The User is responsible for the necessary information, consents, data processing agreements, retention periods and access rights. The detailed conditions for handling personal data are regulated in a separate data management information sheet.

8. Intellectual Property and Content Liability

The AIOS Business website, as well as its self-developed source code, structure, graphic and user interface, texts, documentation, regulations, databases and other original contents are the property of Immunity Invest Holdings Plc., and its copyright or other intellectual property rights, or they are used by the Service Provider based on the appropriate permission. With the exception of the use expressly permitted by law, the unauthorized copying, reproduction, distribution, dissemination, reworking, translation, reverse engineering, incorporation into another website or service, as well as the cloning of AIOS Business or its deceptively similar version, of all or a substantial part of this content is prohibited.

Unauthorized changes and falsification of the content of AIOS Business, indication of modified content as original or originating from the Service Provider, and removal of copyright, trademark, owner or source designations are prohibited. The specific legal classification of such behavior always depends on the circumstances of the act; there is no uniform punishment for "content falsification" per se that can be applied to all cases.

Violation of copyright or related rights that causes pecuniary disadvantage may give rise to criminal liability based on § 385 of Act C of 2012 on the Criminal Code. The statutory penalty is imprisonment for up to two years in the basic case, and up to three years in case of greater financial disadvantage; in the case of a significant financial disadvantage, imprisonment from one year to five years, in the case of a particularly large financial disadvantage, from two years to eight years, in the case of a particularly significant financial disadvantage, from five to ten years. Criminal liability and punishment are decided exclusively by the acting authority or the court. According to the exception set out in Section 385 (5) of Act C of 2012, the reproduction or making available to members of the public at a place and time individually chosen, which does not even indirectly serve the purpose of earning income, does not constitute the crime defined there; however, this does not preclude potential civil consequences.

In the event of a violation of law, the Service Provider may, in particular, request a judicial determination of the violation, the cessation of the violation and the prohibition of the violator from further violations, provision of data, compensation, reimbursement of the enrichment achieved through the violation, removal, recall, or destruction of the infringing content or device, as well as compensation for the full damage caused. Criminal proceedings or civil proceedings can be instituted in Hungary, and - if the applicable Hungarian, European Union or international jurisdictional rules allow this - before the competent court or authority of the place of residence, registered office of the perpetrator or the defendant, or the place of the harmful event.

The User guarantees that the input does not violate the copyright, trademark, privacy, data protection or other rights of another person. The User is responsible for the legality of the use, modification, publication and commercial application of the output. The Service Provider does not guarantee that the output is unique or free of third party rights; if necessary, a due diligence investigation must be carried out.

9. Prohibited uses

The Service may not be used directly or indirectly to:

10. Automations, integrations and external operations

Before sending an e-mail, forwarding a contract or offer, changing CRM/ERP data, publishing, purchasing, paying, deleting or any other operation with external legal effect, the User must check and — where the interface provides — expressly approve the operation. The User is responsible for the authorizations, recipients, settings and legality of the operations of the integrated systems.

Special rules for newsletters and advertising emails

The newsletter and campaign sender can only be used for legal, identifiable and permission-based communication. The User is considered a data controller and — if applicable — an advertiser with regard to the recipient list, campaign goal and message content uploaded by him. The User is obliged to prove the legal source of the addresses, the appropriate legal basis for data management, as well as the prior, clear consent required by the applicable law for direct business acquisition or advertising messages sent to natural persons.

All messages must clearly identify the real sender and the nature of the advertisement, as well as provide an easily accessible, free unsubscribe. Unsubscribed, protesting, incorrect or complaining addresses must be excluded from further campaigns. It is forbidden to falsify the sender's address, deceive recipients, use a purchased, collected or unauthorized address list, or send unsolicited mass messages, phishing content or harmful attachments.

During the technical preparation and execution of the campaign, AIOS Business may act as a data processor according to the User's instructions; the connected e-mail sending service provider can act as a sub-data processor or as an independent data controller according to its own terms. Actual sending can only be started with an authenticated sender domain, appropriate authorization and a connected sending service provider. The Service Provider may block or suspend any campaign that appears to be illegal, unsolicited or a security risk.

11. External AI Models, Providers and Applicable Terms

Depending on the task and availability, AIOS Business can connect to OpenAI, Google/Gemini, Anthropic/Claude, DeepSeek, and Mistral models, among others. Not all models are available in all countries, packages or times. The Service Provider may change, limit or disable a model for security, legal, quality, capacity or cost protection reasons.

The User must also comply with the usage and safety restrictions applicable to the selected model. In the event of a collision, the stricter safety requirement applies. These regulations were prepared in accordance with the following public service provider principles:

• OpenAI European Terms and Conditions · updated 16 January 2026
• OpenAI Services Agreement · effective: January 1, 2026
• OpenAI Usage Policies · effective: October 29, 2025
• Google Generative AI Prohibited Use Policy
• Anthropic Acceptable Use Policy
• DeepSeek Terms of Use
• Mistral Usage Policy

12. Rewards, Introductory package and usage limits

The $0 Introduction package is used to familiarize yourself with the account, the user interface, menu items and service descriptions. AI model, external API, file processing, media generation and integration operation are not started in this package. When initiating a paid operation, the system asks for package selection. In the case of a paid package, in addition to the basic fee, the fee for AI usage is deducted from the prepaid balance, according to the fee schedule described on the interface. In case of insufficient balance, limit reached, suspected abuse or service provider's cost protection limit, the task will not start. The specific subscription and invoicing conditions apply to the accounting and refund of an unsuccessful operation.

12/A. Package selection, basic fee and usage fees

The registration page always displays the information, entitlements and payment terms for the selected package. The Starter, Business and Enterprise packages can provide a different staff, team, integration and support framework. The applicable package content and basic fee are displayed in the Subscription menu item; the conditions of the Enterprise can also be fixed in an individual agreement.

The basic subscription fee and the fee for AI or external API use are separate items. The basic fee provides the access framework of the package, while the fee for the actual AI and API operations can be deducted from the pre-charged usage balance. No usage fee can be charged after an operation that failed, did not start, or was rejected by the service provider, unless the external service provider has already completed a billable event.

12/B. Own brand, domain and customer-operated partner program

The White label and partner program function belongs to the User's own account, brand and specified domain; not AIOS Affiliate Program. All accepted referrals receive a separate, permanent ID registration link. The User can track referrers, clicks, assigned registrations, active customers, commissions and payment statuses in their own administration.

The remuneration, contract, taxation, invoicing, data management and actual payments of the own partner program are determined and managed by the User operating the program. A fixed-amount or revenue-proportional commission can be set. The User operating the program and the partner involved are solely responsible for advertising, publication, recipient lists, newsletters and unsolicited or illegal mass messages related to the partner link; the operator of AIOS Business is not responsible for these, unless otherwise provided by mandatory legislation.

12/C. AIOS Affiliate partner program

AIOS Business' own affiliate program is governed by the separate AIOS Affiliate program regulations and data management information. The affiliate assigns a unique tracking link to each accepted applicant. An email address can only be registered as an affiliate partner once, and the same acquired customer can only be assigned to one referral. Repeated, self-recommending, deceptive or fraudulent assignment attempts can be rejected, logged or directed to manual control.

The affiliate commission can only be calculated on the base price of the selected package of the acquired customer; the AI, API and other usage costs do not constitute a commission basis. Depending on the program settings, a one-time fixed amount, a percentage of the first monthly base fee or a recurring percentage for active subscription months can be applied. An assignment can be made to the $0 package, but no monetary commission is generated from a zero base fee. The settlement is completed by the end of the relevant month; with an approved balance of at least USD 100, payment can be made within 30 days according to the program rules. Against the account of a corporate partner, an individual can receive payment according to the tax and other laws applicable in his own country.

13. Control, content moderation and measures

The Service Provider may apply automated and human security checks, log operations, block requests or output, reduce limits, suspend or terminate the account within the framework of the legislation and the data management information. Immediate action can be taken in the event of a serious threat, child safety event, fraud, cyber attack, violation of law or service provider obligation. Based on a legal obligation, the competent authority can be notified.

14. Availability and Changes

The Service operates in an “available state”; may be temporarily limited due to maintenance, model error, network error, change of external service provider, force majeure or security event. The Service Provider does not guarantee uninterrupted operation, the permanent availability of a specific model or the unchanged existence of all functions. It provides advance information on significant, adverse amendments as required by law.

Data backup and resume workflows. The system saves the contents and workflow states of the account on the server side during the normal operation of the service, therefore, as a general rule, the work can be continued from where the User left off. However, this is not a guaranteed archiving or backup service. The User is obliged to regularly export and save completed works, documents and results that are important to him/her to his/her own device or to another storage location controlled by him/her. The backup is especially justified in order to reduce the consequences of a server, backup storage, network or software failure, power outage, outage of an external service provider, cyber attack, incorrect user action or force majeure.

15. Liability Rules and Mandatory Legal Exceptions

16. Governing law, consumers and disputes

The regulations are governed by Hungarian law. This does not deprive the consumer of the mandatory protection rules and legal remedies of the country of his habitual residence, which cannot be deviated from by agreement. The parties will first seek an amicable settlement through the customer support channel available on the site. In the event of a consumer dispute, the User may refer to the relevant conciliation or court forum; in legal disputes between enterprises, the general jurisdiction and jurisdiction rules apply.

17. Modification and termination of the policy

The Service Provider may amend the regulations for legal, security, technical or business reasons. In the event of a significant modification, it provides a new version number and effective date and, where necessary, requests repeated acceptance. The User may terminate the account; the termination does not affect the rights and obligations resulting from previous infringements, fees or mandatory legislation.

Deleting permanently removes the workspace, settings, usage data, content and history. This cannot be undone.

AI and API fees already used are non-refundable; request settlement of unused balance before deletion. Mandatory consumer rights remain unchanged.

18. Data of the Service Provider